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Roth after tax and in-plan conversion

​New Retirement Options

Guild pharmacists will be eligible, starting next year, to have access to Roth after tax features. These new benefits were negotiated in the 2018 contract but could not be implemented sooner. Your Guild has been diligent in pressing Kaiser for information about the benefits and implementation. It has taken Kaiser this long and legal threat to comply.

Roth contributions provide an additional option to the traditional 401K. The in-plan conversion allows pharmacists with existing traditional 401K accounts to convert assets to an after tax Roth. Be aware taxes will be due on conversion and there are other restrictions. You should plan carefully and consult your financial planner before taking any action.

Link to the Kaiser brochure

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